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February 1, 2012     The Julian News
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February 1, 2012
 

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8 The Julian News Medical Breakthroughs Military Medicine (NAPSA)-Veterans of the Korean War contributed not only to freedom, but to better medical treatment in combat. For the first time, helicopters were introduced to transport casualties to field hospitals. Mobile Army Surgical Hospital (MASH) units quickly adapted to the rugged Korean terrain and placed experienced medical personnel closer to the front, improving a wounded soldier's chance for survival and lowering the fatality rate for the seriously injured from 4.5 percent in World War II to 2.5 percent. February 1, 2012 IS YOUR HOME LOAN UNDER WATER? DO YOU ALSO HAVE A 2ND ON IT? HAVE YOU MADE THE LAST 6 PAYMENTS ON TIME? THE NEW LOAN PROGRAM IS DUE IN MID- NOVEMBER THAT COULD LOWER YOUR RATE. THERE WILL BE HUNDREDS OF THOUSANDS OF HOMEOWNERS JUMPING ON THIS PROGRAM. CALL NOW TO GET STARTED. IF IT DOES NOT MAKE SENSE I WON'T PUT YOU INTO THE LOAN. CALL ME WITH QUESTIONS... 619-561-6241 FAX: 619-749-3667 CELL: 619-316-7732 Mike McIntosh MORTGAGE LENDER NML8#: 226000 BACK COUNTRY SPECIALIST EMAIL: MMCI NTOSH@AMER1F1RST.US --- - 6370 LUSK BLVD, F209 SAN DIEGO, CA 92121 Ywtfv Licensed by the Department of Corporations under the  tIICII t. California Residemial Mortgage Lending Ac 813-G596 LENDER Financial Focus Investors Can Edwardlones Learn Much " ,,v,,, ,,,  "^-- Cu-er Ramona, CA 92065 (760) 789-2804 Bowl Teams Yvonne P. Carton It's Super Bowl time again. And whether you're a sports fan or not, you can probably learn something from the Super Bowl teams that you can apply to other endeavors -- such as investing. What might these lessons be? Take a look: Pick players carefully. Super Bowl teams don't usually get there out of luck; they've made it in part because they have carefully chosen their players And to potentially achieve success as an investor, you, too, need carefully chosen "players" -- investments that are chosen for your individual situation. Choose a diversified mix of players. Not only do Super Bowl teams have good players, but they have good ones at many different positions -- and these players tend to play well together. As an investor, you should own a variety of investments with different capabilities -- such as stocks for growth and bonds for income -- and your various investments should complement, rather than duplicate, one another. Strive to build a diversified portfolio containing investments appropriate for you situation, such as stocks, bonds, government securities, certificates of deposit (CDs) and other vehicles. Diversifying your holdings may help reduce the effects of market volatility. (Keep in mind, though, that diversification, by itself, can't guarantee a profit or protect against loss.) Follow a "game plan." Super Bowl teams are skilled at creating game plans designed to maximize their own strengths and exploit their opponents' weaknesses. When you invest, you also can benefit from a game plan -- a submitted by Yvonne Catton strategy to help you work toward your goals. This strategy may incorporate several elements, such as taking full advantage of your Individual Retirement Account (iRA) and your 401(k) or other employer-sponsored retirement plan, pursuing new investment opportunities as they arise and reviewing your portfolio regularly to make sure it's still appropriate for your needs. Stay dedicated to your goals. Virtually all Super Bowl teams have had to overcome obstacles, such as injuries, bad weather and a tough schedule. But through persistence and a constant devotion to their ultimate goal, they persevere. As an investor, you'll face some challeng0s, too, such as political and economic turmoil that can upset the financial.markets. But if you own a diversified mix of quality investments and follow a long-term strategy that's tailored to your objectives, time horizon and risk tolerance, you can keep moving forward, despite the "bumps in the road" that all investors face. Get good coaching. Super Bowl teams typically are well- coached, with disciplined head coaches and innovative offensive and defensive coordinators. When you're trying to achieve many financial goals -- such as a comfortable retirement, control over your investment taxes and a legacy to leave to your family -- you, too, can benefit from strong "coaching." As your "head coach," you might choose a financial professional -- someone who can help you identify your goals and recommend an appropriate investment strategy to help you work toward them. And your financial professional can coordinate activities with your other "coaches," such as your tax A surprising number of medical advances we benefit from today were established during the Korean War Military medical personnel also contributed to developing artificial kidneys for patients suffering from potassium intoxication following emergency blood transfusions. New vascular repair techniques during the Korean War allowed doctors to save limbs that otherwise would have been amputated. They also pioneered protective clothing for frostbite and lightweight body armor, leading to bulletproof vests used by modern- day police officers. Korean War Veterans are remembered for their tremendous sacrifices. Let us not forget their critical medical contributions that also helped lead the way to nodern medical advancements. $$$ A scholar who loves comfort is not/it to be called a scholar. -- Confucius LUERS & DYER, CPAs, LLP CERTIFIED PUBLIC ACCOUNTANTS Income Tax and Accounting Full Service Ftrnt Accounting and financial statements Tax planning and preparation Rebecca Luer$. CPA Msters l)cgt:c in l]axatkm Personal attention to ),our special needs Wynola Center 4.ff}7 llwy 78 Su tel 12 EO Box 1934 Julian, CA 92036 ]el: 760 765-0343 Fax: 760 765-0150 Email: rebecca@iuerscpa.com J  CPA My Brothers Levi's ride low on non-existent hips Baseball caps shade crinkly eyes Gray mustaches droop o'er smiling lips Still handsome men, these three guys Snug western shirts and cowboy boots Tall and lean their bodies stand Immigrant stock is in their roots Proud Americans who love this land Pickup trucks serve as their wheels Working men these brothers mine Honest, loyal, a will of steel Hand 'em a beer and they're just fine. Three good men, these dear brothers They've made my world an exciting place For siblings I could Want no others And I'm stuck with them, in any case and legal advisors. Unless you're aprofessional rApple l action Real E ate = football player, you won't ever U st 9 lnce experience what it's like to p'lay Pat Active eve www.AJRE. tl Bicanic Owner/Broker 30 years full time in lulian Real Estate am 760,765.2878 1 760.484.7793 4584 Hwy 78-79 in the Super Bowl. However, achieving your financial goals can be a fairly big event in your life -- and to help work toward that point, you can take a few tips from the teamsthat have made it to the Big Game. Origins Of Black History Month Recognition of black history originated in 1926 by historian Carter G. Woodson as "Negro History Week". It was later celebrated as Black History Month. Woodson chose the second week of February because it marked the birthdays of two Americans who greatly influenced the lives and social {ondition of African Americans: former President Abraham Lincoln and abolitionist and former slave Frederick Douglass. Until the study of black history, blacks were absent from history books. Carter G. Woodson established the Study of Negro Life and History in 1915, and a year later founded the widely respected Journal of Negro History. "Negro History Week" was intended to bring national attention to black people's contributions throughout history. Other important dates in February that align with a study of black history are: 2/23/1868 - W.E.B. DuBois was born - civil rights leader and co-founder of the NAACP o2/03/1870 - The 15th Amendment was passed allowing black men to vote 2/25/1870 - The first black U.S. senator took office (Hiram Revels). 2/12/1909 The NAACP (National Association for the Advancement of Colored PeoPle) was founded. RECENTLY R EMODEhED RANCH STYLE HOME tBR, 2BA, 2600 S.E Gourmet Kitchen, Breakfast Nook, ..... Central Heat and Air, Formal Living Room, Large Family Room, Large 2 Car Garage, Run A Business (Cottage Industry) From Your Home With Use Permit 13.5 Acres Highway Frontage Exposure zoned Agricultural Level Usable Meadow, Room for Barn, Corral, Metal Buildings, Hors- es, Gardens, Orchard $599,000 2002 Manufactured Home in Golden Nugget Park. 2 Bedroom, 2 Bath, 1644 sf. + Bonus Room (Could be 3rd Bedroom). Wood Burning Fireplace. Fenced yard. Two (2) Decks. View of Meadow, Pines, Oaks. Walk to Town. $495 Space rental - Trash Water, SDG&E extra. REDUCED" $ ! 20,000