Newspaper Archive of
The Julian News
Julian , California
April 13, 2011     The Julian News
PAGE 8     (8 of 16 available)        PREVIOUS     NEXT      Full Size Image
PAGE 8     (8 of 16 available)        PREVIOUS     NEXT      Full Size Image
April 13, 2011

Newspaper Archive of The Julian News produced by SmallTownPapers, Inc.
Website © 2019. All content copyrighted. Copyright Information.     Terms Of Use.     Request Content Removal.

8 The Julian News 760 7652878 4470 Highway 78 Paul Bicanic, Broker l Acre -- hrgeoos, 91opi, Boildable Parcel geduced To 9ell .0,000 Z5 res -- Fabules Views and Privacy .............. 69,000 Z.5 Acres -- View to San Piego, water meter, approved for t bed room reside,ee, house plato ......................... $110,000 Z.6t Acres -- Fabulous View, Seller Will Provide Selrtio Layout wilh aeeelrtable offer ................................... $1 t,000 Z., Acres -- Fabulous views. Borders grate Park. Approved gepfio Layout for J lied oom residence. Priveway and Pad roughed in. Seller Motivated to negotiate all sash offer .................. $8,000/ Z5 Acres -- All underground utilities, Sepllc layout approved for t W, residence. Lots of Oaks. Asphalt" Paved oad - | [0,000 Z5 Acres -- Absolutely gorgeous properly with water meter. All utilities available ....... 1 S,O00 Z. Acres -- Approved Plato for J lied )om, ZPath, Z400 S.F. ,esideme, county approved  #radi,g Plan, Approved J Ped Plenty of 00oom Septic layout, Water Meter, To Build - q.19,000 FREE Parking System(s), lifies, ready to Boild IX00_ Ol q 19.0001 "x00.J at Wynola Farms Marketplace I Z Acres -- Very Private Pine Hills Land. Views to the Coast and Ouyameaz. Near the el of Quiet Oaks Trail Hor OK. SRLE[ WILL TEAPi; PLU9 CASH - FOE A JULIAN SIP[NI; 00ZS9,000 L9 Acres -- Fabulous t60" View Property. Septic Approved for t lied goom gesidenee. All litles at Property. Water Meter Il'alled. lots of Usable Land for Horses, Oardem. $199,000 S.l Acres -- Near Tow. - Fabulous views {Tom Chin large usable parcel. Approved for lig reside,ee. On, build (Z) homes legally. Priveway aid pad roughed in. creek with area suifable for pel. Part of I z00z Ma,ofaaored Home at Oolden Nugget Park. Z lit, Z lia, ! 6s- I land was previously terrad for I S.F. Bo,us goom (Could be trd liedroom). Wood Bor, i,g Firepla. J orchard. Tom of Oak Firewood to I Fenced yard. Two (Z) Pecks. View of Meadow, Pi,es, Oaks. Walk to I be harvested. xl for horses $| 9,000 ow". '4-0 Space rental- Trash Water, SPO-I; extra. $I 0,00 Financial Focus Start Planning FAwardJones MAKING SENSE OF INVESTING Now to Cope 850 Main St #104 Ramona, CA 92065 with Estate (0060) 789-2804 Taxes Yvonne P. Catton Throughout your life, you strive consideration is a charitable to provide financial security t6 remainder' trust, Which might your family. And your efforts can be useful if you have a sizable extend beyond your lifetime -- if amount of assets, such as you work to control estate taxes, stocks that have significantly It's always challenging to appreciated since you bought create financial strategies that them. If you kept these assets are somewhat dependent on tax in your estate, your heirs would laws, because these laws are inherit them on a "stepped-up" always changing. In 2009, your basis, which, in plain English, estate could have passed up to means the value of the stocks $3.5 million to your heirs before would be the same as their fair incurring federal estate taxes at a maximum rate of 45 percent. In 2010, the estate tax was scheduled to be repealed, but in 2011, it was supposed to return, with a maximum exemption of $1 million and a top rate of 55 percent. But this may change, as Congress is considering extending the 2009 exemption and tax rate figures into 2010, 2011 and possibly even further. You might think you'll never have enough wealth to incur these taxes, but virtually every asset -- your home, cars, life insurance policy, IRA and 401(k) -- may be included in your taxable estate. These assets could push your estate over the exemption amount, costing your heirs a substantial amount in estate taxes. To help address this potential problem, you might want to think about some of the following estate considerations. For example, if you owned a $1 million dollar life insurance policy, and it was subject to an estate tax rate of 45 percent, your beneficiaries would receive a death benefit of just $550,000. But if you established an irrevocable life insurance trust (ILIT) with a new insurance policy, the trust would own the policy and distribute the proceeds to the beneficiaries you've chosen. By using an ILIT, you'd keep the life insurance out of your taxable estate. Another estate planning market value on the date of your death. (However, in 2010 -- and 2010 only -- the step-up basis is limited to $1.3 million for your children or other heirs and $3 million for your surviving spouse. Beyond those figures, your heirs would assume, or carry over, your basis -- the amount you paid for the assets. In 2011, full step-up is scheduled to return.) All stocks, and especially those that receive step-up treatment, could add to your heirs' estate tax burden. But you could remove the stocks from your taxable estate by placing them in a charitable remainder trust. Furthermore, you could receive an income stream for life once the trust sold the stocks. You could then use this income to make gifts to your loved ones, further reducing the size of your taxable estate. You can give up to $13,000 per year to as many individuals as you like without incurring gift taxes, up to $1 million over your lifetime. Before making any decisions related to estate taxes, consult with your estate planning professional and your tax advisor. Vehicles such as life insurance trusts and charitable trusts are complex and don't lend themselves to "do-it-yourself" solutions. Start thinking soon about estate tax issues. By putting your estate plans in order early, you could be helping your loved ones far into the future. rvice for all your Personal and .ping, payroll and tax needs -*** --, .. , : **. - 13 fax 619-445-1421 Community Banking Redistricting continued from page 7 Advisory Committee Meeting - May 9, 2011, 9:00 a.m. County Administration Center, 1600 Pacific Highway, Room 310 to review comments heard at the various district meetings, other RAC meeting are scheduled for: May 16, 2011, 9:00 a.m., June 2, 2011, 2:00 p.m., June 9, 2011, 2:00 p.m., and June 13, 2011, 9:00 a.m. All to take place at the County Administration Building on Pacific Highway. How To Find The Best Value In Higher Education (NAPSA)-There's no doubt that college can be expensive and it, s only natural to wonder whether a four-year degree is really worth the money. The truth is that some schools with private )rice tags can indeed pay the greatest returns. "There are lots of benefits to attending a top school like Lehigh, beyond an excellent academic experience. Those additional benefits include a supportive alumni network and a robust career ser vices office," said J. Leon Washington, dean of admissions and financial aid at Lehigh University in Bethlehem, Pa. "These benefits pay off, resulting in higher job placement numbers, successful admissions into the top graduate and rofessional schools, and higher starting salaries for graduates. In fact, Lehigh was in the top 15 on a list of best values in higher education, according to a study conducted by PayScale for Bloomberg BusinessWeek," he added. To make sure that you're getting the best return on investment for your tuition dollars, it may pay to keep these tips in mind when conducting your college search: Brush up on your statistics. Check how many students graduate in four years and ask for the school's job placement numbers so you can see their outcomes. How many students get jobs within six months of graduation? What are their average starting salaries? Evaluate the school's career services. Choose a school that offers support such as career Counseling, practice interviews and resum critiquing. Keep an eye on how many job fairs and networking events the college offers on campus. Take a look at the school's job board and make sure it lists jobs in the industry and region in which you plan to work. Explore internship opportunities. Seek schools that promote internships as a way to learn outside the classroom. Internships provide valuable professional experience and often lead to job offers. Look for a strong alumni network. Successful alumni continued on page 10 Julian Woman's Club Throws A Panhes Party Submitted by Barbara Mitchell The Julian Woman's Club held their monthly meeting on April 6th. The focus for April was the club's "panty party". One hundred twenty seven pair of women's under-panties were purchased by members and brought to the meeting for donation to a domestic violence shelter. Woman's club members have focused on domestic violence as a volunteer project for the past several years. Also, in response to the recent disastrous earthquake in Japan, members donated $273 at the April meeting to be sent to Japan for emergency relief. We welcome visitors and new members at our regular meetings, the first Wednesday of each month, 1 p.m., at the clubhouse, 2607 C Street. For membership information, please contact Jean Resetco, 765-2372. From Kiki Skagen-Harris A Cher00 Tree by AE Housman LOVELIEST of trees, the cherry , now IS hung with bloom along the bough, And stands about the woodland ride Wearing white for Eastertide. Now, of my threescore years and ten, Twenty will not come again, And take from seventy springs a score, It only leaves me fifty more. And since to look at things in bloom Fifty springs are little room, About the woodlands I will go To see the cherry hung with snow. There is something to be said for memorizing poetry in high school The only problem is when you think about it. Not only will twenty not come again, neither will sixty....let's not get into too many details. The obvious conclusion is to stop writing a column and go outdoors. Kiki April 13, 2011 My Garden Path Come walk with me on my garden path. Flowers greet me at every step Geraniums sport a score of crimson shades and Iris are bedecked with tricolors of lavender. A passel of Sedums are covered with gold and pink blossoms. Yellow marguerites punctuate the sea of green sow's ear, striving with wild oats struggling to reclaim their place in the sun. Rock roses cascade over the retaining wall and Vinca tumbles with wild abandon down the bank. If you're looking for manicured lawns, you won't find them. If you seek well-kept fiowerbeds, none are in sight. If you search for colorful drifts of annuals, they aren't here. No, just geraniums and assorted plants stuck in the ground where ever the spade will penetrate,and sedum's taking over where they fall. This abundance of color and beauty blesses me each spring. I am totally undeserving of this reward. I neglect them, abandon them to heat and drought and make them compete with weeds. Yet, when I walk the garden path, they treat me as if I was a queen and each puts on her finest regalia to honor me as I pass by. Postscript: I took that walk on your garden path The flowers and Sedums were as you said. I loved the birdhouses hanging in the trees, And cherubs perched here and there. The deer and frog, the skunk and bear, Added a charming woodland touch. And as I walked, lost in wondrous reverie, Your German shepherd bounded by, And knocked me on my derriere. OR f" BOOKKEEPING & TAX SERVICE Bookkeeping Janet Ryan Morse, CRTP Roger Garay, EA 2065 Arnold Way, Suite 103 Alpine, CA 91901 ALL Types of Tax Retums IRS Representation Notary Business Planning and Consulting )m * on ANTHONYJ, ROMAN0 Attorney-At-Law Real Estate, Estate Planning, Business and Water Law (619) 696-9916 1901 First Avenue, Suite I l0 San Diego, CA. IFYOU'VE NEVER THOUGHTTO CALL EDWARD JONES WHEN YOUR CDS MATURE, THINK AGAIN Wenne P Carton Financial Advisor 850 Main St #104 Ramona, CA 92065 760-789-2804 Accounting Services CCTA Financial Planning Tax Planning c,,.t  ,. [.xt,- Tax Preparation LUERS & DYER, CPAs, LLP CERTIFIED PUBLIC ACCOUNTANTS Income Tax arid Accountinl * Full Se,ice Firm  Accounting and financial statements Tax planning and preparation Rebecca Lers, CPA Mters tgoee ill ]'axathm Personal attention to your peeiM needs Wynola Center 4,',67 Hwg 78. Suite l 12 P.O, Box 193 Julian. ('A 921)36 Tel: 760 765-0343 * Fax:760 765-O150 Email: , i Jan Dye; CPA LOG HOME? NEED FINANCING, REFI ? I SPECIALIZE IN LOG HOMES, DOME HOMES AND BACK COUNTRY CUSTOM MORTGAGES, FHA, VA, CONVENTIONAL, MANUFACTURED, MODULAR RE FE RENCES AVAI LABLE MORTGAGE LEN DER Mike Mclnto'sh 2 BACK COUNTRY  SPECIALIST  :: :, NMLS# 226000 ! . 619-561-6241 FAX: 619-74%3667  C EMiL L: 629-(316-g/3{2p  -PRIMARY RESIDENTIAL 6370 LUSK BLVD, F209 SAN DIEGO, CA 9212t Co/ifornia Residetial l'forlgage Le'ding Act  / j-G596 LENDER