Newspaper Archive of
The Julian News
Julian , California
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May 16, 2012     The Julian News
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May 16, 2012
 

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8 The Julian News Apple Junction Real Estate, Inc.00 Julian Woman's CIub Hosts Paul Bicanic Owner/Broker Active ever 30 years full tlme in Julian Real Estate www.AJRE.com 760.765.2878 / 760.484.7793 lulian Land For Sale .91 ACRES - 2 Bedroom septic in ground water, electric, house plans - $110,000 1 ACRE. Large Potential with water meter - $45,000. 1ACRE- Seller will provide County Approved septic layout - $50,000. 1.19 ACRES. Recently surveyed, Nice building site with existing septic system, all utilities available, Harrison Park - $110,000. 1.29 ACRES. Approved 3 Bedroom septic layout, outstanding views - $42,000 2.5 ACRES - Fabulous View and Privacy - $49,000. 2.5ACRES - View from Coronados to Catalina, Driveway and pad roughed in, Water meter, Seller is motivated to negotiate All CASH Offer - $85,000. 2.5 ACRES - Water meter, County Approved 3BR septic layout, Vew, House plans - $110,000. 2.5 ACRES - Paved roads, Underground utilities, Approved for 3BR,Large Oaks. $150,000. 2.5 ACRES Gorgeous Wynola Estates Parcel, Seller will provide County Approved 3BR septic layout. Cedars, Oaks, Manzanita - $158,000. 2.5ACRES -Approved septic layout, grading plans, building plans, water meter, all utilities, Big oaks, Paved road - $219,000. 2.63 ACRES. Very private with rural views, Approved County septic layout - $135,000. 2.77ACRES - Foundation, 3 Bedtic system, water storage tank - $109,000 2.97ACRES - Unobstructed view property, From Mt Palomar to the Salton Sea, Water meter, County Approved for 3BR residence, All utilities + Cable - $199,000. 8 ACRES - Driveway and pad roughed in, County Approved for 3 BR,Terraced for orchard, Area for Pond, Huge Pine Tree, Oaks, Manzanita. View from Mt Palomar to Ranchita - $259,000. 9.92ACRES- Usable parcel, with Well, Storage Tank, 3 BR septic system in ground, view - $135,000. 13 ACRES - Usable undeveloped parcel. Level to rolling to sloping (Ranchita) ,- $60.000. Manufactured Homes - Golden Nugget Park $520 Space Rental - trash, electric, water, extra 9-BR - RBA ! 150+ S.E $65,000. Business Consulting Accounting Financial Statements Tax Planning and Preparatiol: Individual Business Trust Nonprofit Established 1994 -Financial Focus This Mother's EwardJones MAKING SENSE OF INVE,TING Day, Think 850 Main st #104 Ramona, CA 92065 Of Lifetime (78o) 789-28o4 Financial Yvonne P. Catton Moves To Help Kids If you're a mother, you'll probably get some nice cards and flowers on Mother's Day. But of course, your greatest gifts are your children themselves. And since you want to see them happy and financially secure, perhaps you can use this Mother's Day as an opportunity to consider ways to help your children at various stages of their lives. So, let's take a look at steps you can take: When Your Children Are Young Teach them to be savers -- Encourage young children to put away part of their allowance, or any money they receive for household jobs, in a savings account. Offer to match their contributions dollar for dollar. Help them become investors -- Consider giving your children a few shares of stock in companies with which they are familiar. By following the movements of their stocks with them, you can explain how the markets work and how increasing share ownership is one key to helping build wealth. Contribute to a college savings plan -- One of the best things you can do to boost your children's chances of success in life is to help them go to college. You've got several good college- savings vehicles available, such as a 529 plans, Coverdell Education Savings Accounts and custodial accounts. Your financial advisor can help you choose the vehicle that suits your needs and objectives. When Your Children Enter the Working World Encourage IRA contributions -- An Individual Retirement Account (IRA) is a great retirement savings vehicle. As long as your A000NYJ, ROMAN0 Att0rney-At-Law ! Real Estate, Estate Planning, Business and Water Law (619) 696-9916 1901 First Avenue, Suite 110 San Diego, CA. children have earned income, they can contribute to an IRA, so you may want to help them "max out" on their contributions each year. While you can't directly contribute to a child's IRA, you can write a check to your child and encourage him or her to use it for funding an IRA. Make long-term care arrangements -- If you needed long-term care, such as an extended nursing home stay, and you had inadequate financial preparations, the burden could fall on your children. Now is the time to consult with your financial advisor to begin preparing for possible long-term care costs. When Your Children Reach Middle Age Communicate your financial situation and estate plans--Don't leave adult children in the dark as to your financial information. Share everything you can about how much you own, where you keep your assets and how you plan to eventually distribute them. By clearly communicating your situation and wishes now, you can avoid major problems later. Create adurable power of attorney -- By creating a durable power of attorney, you can appoint another person, such as an adult child, to conduct your business and financial affairs if you become physically or mentally incapacitated. Such a move can help reduce stress your children may be feeling, while allowing them to make moves that can help preserve your finances. Mother's Day commemorates the special bond that mothers have with their children. By following the above suggestions, you can help strengthen that bond throughout your lifetime. // College or retirement? Find out how to afford both. Yvonne P Patton [inancm[ kir 8SO M. S #104 Ramona, C 9206 ?6O 789 28O4 Kiwanis of Ramona 8th Annual Bow Wow Pow Fun Dog Show Kiwanis of Ramona presents the 8th annual Bow Wow Pow Wow Fun Dog Show on Saturday, June 9, 2012 at the Ramona Fairgrounds, 5th and Aqua Lane. Registration begins at 10:00 a.m., and judging begins at 11:00 a.m. Ten categories include: Best costume (adult's dog and child's dog), dog owner look-alike, most beautiful, most handsome, best tail wager, best kisser, most talented, most unusual markings and cutest little dog. The winners of each category are eligible for best in show. In addition to the dog show there are various booths and animal organizations with information booths and an opportunity for adoption. Food and beverages are available from the Kiwanis' excellent barbecue. Also included are a bake sale, opportunity drawings and a silent auction. Admission is $5 for adults and $1 for children 12 and under. Entry fees are $5 per category or $20 for five categories. All proceeds will benefit Kiwanis Community Services including, scholarships, Children's Hospital, Student of the Month, Project Lifesaver, Ramona High School ROTC, Wrestling' and other children's benefits including the Ramona Emergency Animal Rescue. The Kiwanis' Bow Wow Pow Wow has been increasing in popularity a attendance each year. Everyone has a great time and we expect a larger crowd this year. Kiwanis of Ramona is an IRS 501-(c)3 Organization. Being a full-time mother is one of the highest salaried jobs in my field, since the payment is pure love. -- Mildred B. Vermont May 16, 2012 Their 4th Annual Apple Blossom Tea by Diana Garrett The Julian Woman's Club is hosting their 4th Annua Apple Blossom Tea on Friday, June 8, 2012. This is your chance to enjoy a delightful morning or afternoon with friends eating delicious delectable sandwiches, savories and sweets in a lovely setting. The committee always decorates the Julian Woman's Club house beautifully for the teas. You can choose to go to the 11:30 AM sitting or the afternoon sitting at 1:30 PM. The cost of the tea is $25.00 per person. Chairman of the event, Edie Seger, states that, "The proceeds go toward the Julian Woman's Club's charities and scholarships that we provide every year to the citizens and students of our community." There will be a silent auction before the teas! Every year there are fabulous gift baskets and prizes to be won. Come early and look over the baskets we have to offer you. You will love them and love winning them as well. Some of the baskets include: a two night condo stay and boat ride at Lake Cuyamaca, certificates for Mom's Pies, Wynola Pizza, Bailey Bar-be- THIS LOAN IS HERE NOW!!! IS YOUR HOME LOAN UNDERWATER? HAVE YOU MADE YOUR LAST 6 PAYMENTS ON TIME? IT TOOK THEM A WHILE BUT THE LOAN IS NOW HERE AND WE ARE CLOSING LOANS. FOR THE NORMAL LOAN IN YOUR AREA. WE ARE LOOKING AT HIGH 3% TO LOW 4%2 CALL ME WITH THE ADDRESS AND YOUR NAME AND [ WILL GO ON SITE TO SEE IF YOUR LOAN WAS SOLD TO FANNIEMAE OR FREDDIEMAC. IN MANY CASES YOU CAN GO FROMA 30 YEAR TO A 15 OR 20 YEARS LOAN AND NOT INCREASE YOUR PAYMENT. IN MANY CASES PAYMENT'WILL BE LOWER. OFFER EXPIRES DECEMBER 31ST. 2013. GET IT STARTED NOW WHILE RATES ARE DOWN. ONCE AGAIN IF THIS LOAN DOES NOT MAKE SENSE ]-O YOU I WON'T PUT YOU INTO IT. ANY QUESTIONS PLEASE CONTACT ME. RULE OF THUMB 1F I CAN COVER MY COSTS IN A 5 YEAR PERIOD IT MAKES SENSE. IN MANY CASES WE ARE COVERING COSTS IN LESS THAN 2 YEARS. ALSO DOING FHA. VA, CONVENTIONAL, LOG HOMES. MANUFACTURE,D HOMES AND CONSTRUCTION LOANS. CALL ME WITH QUESTIONS... 619-561-6241 FAX: 619-749-3667 CELL: 619-316-7732 Mike Mclntosh MORTGAGE LENDER NMLS#: 226000 BACK COUNTRY SPECIALIST .A  EMAIL: MMCINTOSH@AMERIFI RST, U S r Trr*''.rLV].,'*r" 6370 LUSK BLVD, F209 QIIM:.AIP 1, 1 SAN DIEGO, CA 92121 "r"JlT IIllYf II 1 " 1leTter Licensed by the Department of Corporations under the "'  l,tat,. 1],,I. California Rsidential Mortgage Lending Act 813-G596 LDR No'rAllY I)IJIILIC for an LUERS & DYER CPAS, LLP CERTIFIED PUBLIC ACCOUNTANTS 760 765-0343 REBECCAorJAN@LuersCPA.com www.LuersCPA.com Wynola Center, 4367 Hwy. 78, Suite 112 Santa Ysabel, CA 92070 cue, Wynola Junction Antiques and Collectibles, Julian Grille and Julian Caf plus much, much more. Reservations can be made with Rose Mary Gossman. Call her at 765-4853. The morning setting goes quickly so get your reservation in early. If you have any questions about the tea please call Edie Seger at 760-765-2142 or 760-765-0832 at the Tea shep on 3rd Street in Julian. Bringing a child into the world is the greatest act of hope there is. -- Louise Hart Crude Oil I u.s. Do.a, ! s=el Is your portfolio properly positioned to take advantage of today's environment? If your advisor has not set an appointment to review your investments, we offer free consultations. Tim Taschler Senior Vice PresidentInvestments (858) 755-1614 taschlert@stifel.com 12544 High Bluff Drive, Suite 190 San Diego, California 92130 5tifel, Nicolaus & Company, Incorporate Member SIPC and NYSE EdwardJones