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Julian , California
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July 14, 2010     The Julian News
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July 14, 2010
 

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8 The Julian News July 14, 2010 www.A, Jit.E.com F/e/r/), of FEEE Farki/ g Unbelievable Views I from this Julian I 2BR/2BA manufactured [ mountain home on 3.47 [ acres. Master bedroom, [ large extra room, many I windows, light & bright.I /~~ Water meter and well. | I or 760 _8';3L _3582 [ COLDW~LL BAN~eR ;~ Commercial Building For Sale or 2216 Main St., Julian $599,000 1500 Sq. Ft. - Onsite Parking Call for Details 760-765-1580 or 760-271-7670 or 505-783-4152 PAUL Each week millions of Americans receive their paycheck only to wake up Monday morning to find that it is gone and they still have more bills to pay. They spend the remaining time between pay checks trying to solve the missing money mystery. Does this happen to you? Are you living pay check to check? Is there more month than money? I have spent most of my adult life trying to solve the "where did my money go" mystery. As an 18 year old high school graduate, I ran into this great world thinking I knew everything and my parents and teachers knew nothing. I was only half right, I knew nothing and to be quite honest neither did they, when it came to a financial literacy. No one taught me how to balance a checkbook, buy a car, what a good interest rate was on a credit card, what FICO was and how it could ruin my financial life? Well actually I did have a few financial mentors along the way, like the nice gentleman who picked me up from the Norfolk Naval Base and took me for a "ride" to his used car", they say education is expensive, that was my first lesson on why. I have learned these things and many more over the years by trial and error. We still do not teach financial literacy to our youth, nor do we teach it to our adults. But yet we still wonder why we are in the financial situation we are in today? When I tell people that I teach financial literacy to kids ages 8-18, the most common comment I get is "What about kids ages 19-60?" Through this article in the next few months, I plan to provide a financial foundation for readers to build upon, by writing about the basic principles of money, based on the book, Money, What Financial "Experts Will Never Tell You. The first principle is Money is emotional. This means that money is more about emotions than it is about math. If spending were simply a mathematical problem more individuals and families would not be consuming more than they make and would be far wealthier than they are. If you do not decide to systematically control your money, you will emotionally consume your future and the opportunities it can offer... When there are two or more people involved and money is in the middle, eventually there will be a problem. 95% of divorces are due to money issues. I constantly hear family and friends arguing and it is almost always about money. When people are trying to figure out where there money went, "the big money mystery" they almost always look at someone or something else as the problem, they usually never look at themselves Spending money almost always has a powerful emotional impact on our lives, whether we realize it or not. The key to mastering this principle is to master your emotions, easier said than done. Take a deep look at your inner self and your surroundings and find out what emotions cause you to spend money. I will give you a few places to start. I used to spend money because I wanted people to like me. I felt that if I bought my kids stuff, they would not be mad at me when I had to go away on long trips for work and it made me feel better, it was a way of masking my guilt. In my previous marriage I bought my wife jewelry all of the time, on credit, hoping she would love me more and our marriage would not end in divorce, I spent out of fear, the marriage ended in divorce and that cost me much more than a few pieces of jewelry, our biggest arguments were about money and where it went, again "the unsolved mystery." It reminds me of something my grandfather once told me, Marriage is Grand, Divorce is a Hundred Grand. Next week we will talk about principle two, which is Track your money to control it. If you have questions about these principles or comments about this article please contact Paul Kochur at apkfinancial@yahoo.com or just give me a call at 619-922-1216. Keeping Kids Cleon (NAPSA)-According to the U.S. Centers for Disease Control, clean hands save lives by stopping the spread of germs. Here are the CDC's hints on how your youngsters should wash: Wet hands with clean running water and apply soap. Use warm water if possible. Rub hands together to make a lather and scrub all surfaces. Continue rubbing hands for 15 to 20 seconds-about the time it takes to sing "Happy Birthday" twice. Rinse hands well under running water. One soap that many parents prefer is vegetable based and contains fresh goat's milk, a natural product that's a highly effective skin moisturizer. The soap is pH balanced to be gentle enough for supersensitive baby skin and contains allantoin to naturally and gently heal rashes and dry spots. It has no strong, irritating fragrances, plus this Li'l Goat's Milk from Canus is recommended by health practitioners for children of all ages. Learn more at www.canus goatsmilk.com and (866) 496-2527. PAUL ICANIC 0w er- roker Sales-Associate SHEKYLL Sff, lOKLANP 1 Z* Amres - Very Private Pies Hills LaNd. Views to the Coast aml ewamaoaz Near the end of Quiet Oaks Trail. Horses 01L gELLEE WILL 17~PE - PLUg CAgH - FOE JULIAN EESIPENOE ...................................... Z$9,000 $.Z! Aeres-- Ik'eafMaking Panoramic View Lot. Completely Surveyed. Has proposed Sa, Pious Couwty Health Pepartmmt septic layout for ~ Bed Eoom reddmoe. Seller will provide sourly approval with aeoeptable offer ................... $Z6[,000 $. 11 Aures -- Very Private with Well Peg Kennel Storage Building ......... .............................................. $199,999 6.Z$ Aures -- Your horses will love this fabulous view site with oompleted proposed Bed Eoom septio layout. F, eoeHfly surveyed ....................... SZ 0,000 Z.9 Aures -- Fabulous 160 View Properly. ptie Approved for Bed V, oom esidenoe. All Utilities at Property. Water Meter Imtalled. Lots of Usable Land for Horses, 0ardens ............................................... $1[ 99,000 1.16 Aerse -- Terrific Views, Two legal Paresis, Two Addresses for the Prise of One! geptio in for one. Two gets of Water Shares, Eleotrie Pole on Twin Property. Eleetdo Pole on Pine Tree La,e. Must See to Appreciate. Twin Oaks lSZ Z Pine Tree Lane. Prised to sell .............. $$17.7.,000 Aure -- All usable overlooking Kenner Haneh. Has approved septio layout. Water shares to convey. Easy assess to Oouwty maim ained road ................ $ $ 6,900 .#9 Acre -- Terrific all usable level to ge e lot with approved septic layout for Z Bed F, oom residmee. Manufactured home 01L Water shares to oonvey. 9urvey , complete. All utilities available ..................... Pries F, eduoed to $45,000 ) Fabulous views from large usable pared. Approved for if, rezidenoe. Ca. build (Z) homes legally. Priveway a.d pad roughed Seasonal oreek with area suitable for po.d. Part of la.d was previously terraoed for orohard. Tom of Oak Firewood to be harvested. Prood for horses. reat Locale, ample parkin easy aces=, well on property, Z well maintained buildings and a 700 sq.ft, sabin that san be used as an office or" rewl'al. ~ow~ as ] the Julian Feed Store. This commercial site has endle~ possibilities for your business. [ J Proposed building site for a, additional |~t00 sq.ft, bldg. For more details ~ maps, [ / please eo~taet ghoryll gtriokla.d at 760-76~-Z$75 or 760-604-ZZZ6(eell) [ Offered af 7T9,000 Z.[ Acres - All underground utilities, Septic layout approved for J BE reside,so. I Lots of Oaks. Asphalt Paved oad ............................. 1[0,000 I Aur. - Approved Ram for Bed F, oom, Z*Bath, Z400 g.F. Eesidmce, Couwty [ approved radi,g Plan, Approved Bed F, oom gepti layout, Water Meter, eady Build ................................................... 'Z19,00. 9o~e have wafer meters, some eeed wells. A// originally approved for $ ~ed Koom reticle/tees. Suitable for ~eaeufaetured homes. I A re #orgeous, glopin Buildable Pared Eeduced To gell .......... $50,000 Z.6 I Aures Fabulous View, Seller Will Provide gepfio Layout with aeoeptable offer ................................................... ~t ~t~,000 J.7 Aores -- Has Wafer Meter, Nice View, Large Buildable Lot ...... ,000 Z.6 Asres-- Large Pared with Wafer Meter, House Plans Available ... 1 t ,000 Aores -- Fabulous views from the Coronados to 9an Clemens. orders grate Park. pproved geptio Layout fur BE reside,so. Priveway a,d Pad roughed i... )95,000) Wild Horses And Burros Avoiloble For Adoption Strength. Endurance. Spirit. These are qualities that define our country, and they are embodied in the wild horses and burros that roam our nation's rangelands. These living legends are available for adoption at the Pillsbury Ranch in Lakeside, on July 17 - 18, 2010, through the Bureau of Land Management (BLM) Adopt-A-Horse or Burro Program. Spectators are welcome. There are 30 young animals available for adoption: 25 wild horses and ten burros. The mustangs and burros were gathered from public lands in California and Nevada. They have been wormed and vaccinated, and .are in excellept health. Animals arrive at noon on Friday, July 16, and potential adopters may view the mustangs and burros from 1:00 p.m. to 6:00 p.m. BLM staff will approve adoPtion applications on Friday from 1:00 p.m. to 6:00 p.m., Saturday from 8:00 a.m. to 5:00 p.m. and Sunday 8:00 a.m. to noon. Approved adopters will receive a lottery number, which is required to participate in the lottery adoption Saturday morning starting at 9:00 a.m. The lottery adoption is conducted by first draw, first choice - providing all adopters an equal opportunity to adopt the animal of their choice. The adoption fee is $125.00 per animal. Animals not selected during the lottery will be available for adoption on a first come, first served basis for the remainder of Saturday and on Sunday from 8:00 a.m. to noon. Adoption fees may be paid by cash, check, or credit card. Qualified adopters must be 18 years and older, have adequate facilities and the financial means to care for the animal(s). Adopters also must be a resident of the United States and have no convictions for inhumane treatment of animals. Qualified individuals with the proper facilities may adopt up to four animals. Newly adopted wild horses or burros must be kept in an enclosed corral with a minimum area of 400 square feet (20'x20' or larger) per animal. Corral fences must be at least 4 feet high for burros, 6 feet high for ungentled horses, and 5 feet high for horses under 18 months of age. Fences should be of pole, pipe or plank constructions. Barbed wire is not allowed in stalls or corrals. The corral also must contain a structure to provide shelter for the animal. Adopters should bring a nylon web halter and 20-foot, cotton lead rope for each animal. A stock trailer will be required to transport the animal(s). Drop- ramp trailers will not be allowed. BLM wranglers will load the animals into the trailer. The process is called an "adoption" because BLM retains title to the animal for one year after the adoption. During the year, a BLM compliance officer or designated representative will visit each adopter to ensure the animal is being cared for and has a good home. During this time adopters cannot sell their adopted animal. Adopters must notify BLM if the animal is moved. After the first year, adopters may apply for title. BLM will pass title of the animal if all the stipulations of the adoption agreement have been met. The animal becomes the private property of the adopter only after BLM transfers title, which completes the adoption process. Directions to Pillsbury Ranch: from HWY 67 exit Willow Road east, go .9 miles to 13036 Willow Road. For more information about the Lakeside adoption or the Bureau's Adopt-A-Horse or Burro Program contact BLM toll free at 866-4Mustangs, or visit our website at www. wildhorseandburro.blm.gov. A Life Chonging Turns 50 (NAPSA)-This year marks the 50th anniversary of the Pill- an innovation that's universally recognized by a name so simple, but which has created a cultural shift that's anything but that. The introduction of the first birth control pill in the United States was a landmark for women's independence and empowerment- allowing them to make real choices in their lives regarding the pursuit of education, career and family. However, you needn't be a woman or have ever taken the Pill to have been affected by the changes it created across America. During a 30-year span (from 1970 to 2000), the number of graduating college women has more than doubled, according to the CDC's National Center for Health Statistics. According to The Shriver Report, women today also represent half of all U.S. workers and are primary or co- breadwinners in nearly two out of three American householdsl "1960 marked a liberating milestone for women because they were at last able to separate sexuality from reproduction," said Gloria Steinem, renowned American feminist and journalist. "For the first time, women had access to an effective and discreet form of contraception and control over their reproductive health." Steinem recently joined other women's empowerment figures of the past five decades for a roundtable discussion on what this landmark means to them. Participants included two-time Academy Award-winning actress Hilary Swank; historian and author of the newly published book "America and the .Pill," Elaine Tyler May; founder and owner of Dermalogica, Jane Wurwand; and professor and leading ob-gyn, Dr. Diana Ramos. Bayer HealthCare Pharmaceuticals supported the roundtable discussion as part of a multifaceted celebration of empowerment and innovation. The program enables women everywhere to take part in a national dialogue by visiting the 50th Anniversary Facebook page at www.fiftyyearsofthepill.com.