Newspaper Archive of
The Julian News
Julian , California
September 28, 2011     The Julian News
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September 28, 2011

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8 The Julian News le Junction Real Estate, Inc00 Paul Bicanic Owner/Broker Active 30 years full tlme Julian Real Estate 760.765.2878 / 760.484.7793 2002 Manufactured Home in Golden Nugget Park. 2 Bedroom, 2 Bath, 1644 .s.f. + Bonus Room (Could be 3rd Bedroom). Wood Burning Fireplace. Fenced yard. Two (2) Decks. View of Meadow, Pines, Oaks. Walk to Town. $495 Space rental - Trash Water, SDG&E extra. $130,000 lulian land For Sale 1 ACRE - High Desert, Shelter Valley, Terraced building site, Flat and usable - $33,000. 1 ACRE - Seller will provide County Approved septic layout - $50,000. 1.19 ACRES - Recently surveyed, Nice building site with existing septic system, all utilities available, Harrison Park - $110,000. 2.5 ACRES - Fabulous View and Privacy - $59,000. 2.5 ACRES - View from Coronados to Catalina, Driveway and pad roughed in, Water meter, Seller is motivated to negotiate All CASH Offer - $85,000. 2.5 ACRES - Water meter, County Approved 3BR septic layout, Great view, Approved house plans - $110,000. 2.5 ACRES - Paved roads, Underground utilities, Approved for 3BRiLarge Oaks - $150,000. 2.5 ACRES - Gorgeous Wynola Estates Parcel, Seller will provide County Approved 3BR septic layout. Cedars, Oaks, Manzanita - $158,000. 2.5 ACRES -Approved septic layout, grading plans, building plans, water meter, all utilities, Big oaks, Paved road- $219,000. 2.63 ACRES - Very private with rural views, Seller will provide Approved County septic layout. $135,000. 2.77 ACRES - Remote, Private Parcel With 3 Bedroom septic, Water meter, telephone, Concrete driveway, Lots of usable space. - $109.000.  NEW 2.97 ACRES - Unobstructed view property, From Mt Palomar to the Salton Sea, Water meter, County Approved for 3BR residence, All utilities + Cable - $199,000. 8 ACRES - Driveway and pad roughed in, County Approved for 3 BR,Terraced for orchard, Area for Pond, Huge Pine Tree, Oaks, Manzanita, View from Mt Palomar to Ranchita - $299,000. 10.65 ACRES - Large parcel with well, water storage tank, electric, phone, 3 bedroom septic system, driveway and pad. Gorgeous Views and privacy, seller will finance. $169,000. "1=NEW 13 ACRES- Very nice large usable undeveloped parcel. 600 feet of highway frontage. Varied terrain - from level to rolling to sloping. Good ranch property. - $60,000. NEW Financial Focus* Women EdwardJones Business 850 Main St#104 Owners Need Ramona, CA92065 (760) 789-2804 RetiP00ifient Yvonne P. Cat,on Plans of Advocacy, 19.4% of male If you're a woman who owns business owners have 401(k) or a business, you've got plenty similar plans, compared with just of company. In fact, women 15.5% of women owners. own more than 10 million U.S. The percentage of female companies, and women-owned business owners with Individual businesses account for about Retirement Accounts (IRAs) is 40% of all privately held firms about the same as that of male in the U.S., according to the business owners -- but the Center for Women's Business men have more money in their Research. Clearly, the good accounts.. The average woman's news is that women like you IRA balance is about $51,000, are entering the small-business compared with $91,000 for men, arena at a rapid pace. The not- according to a recent report by so-good news is that you may be the Employee Benefit Research facing a retirement savings gap Institute. Although these figures in comparison to male business change constantly with the owners, ebbs and flow of the market, the To get a sense of this gap, difference between the genders consider these statistics: remains significant. According to the U.S. Small One way to help close this Business Administration's Office savings gap, of course, is to set LUERS & DYER, CPAs, lip CERTIFIED PUBLIC ACCOUNTANTS lt'ome Tax and Accountin " Full Sert,ice Ftrm  Accounting and financial statements Tax planning and preparation Rebecca Luers, CPA YLqe r  I '+tJrl'+" irrIxal m Personal attention to your special needs .'yno 'la Cxnter. 4M7 Hwy. 78, Suite 112 P.O. Box 1934 Julian, CA 920. Tel: 760 765-0343 Fax: 760 7650150 Email: rebecca@lersclom ANTHONYJ, ROMAN0 Att0mey-At-Law Real Estate, Estate Planning, Business and Water Law (619) 696-9916 1901 First Avenue, Suite 110 San Diego, CA. LOG HOME? NEED FINANCING, REFI ? I SPECIALIZE IN LOG HOMES, DOME HOMES AND BACK COUNTRY CUSTOM MORTGAGES, FHA, VtL CONVENTIONAL, MANUFACTURED, MODULAR CALHFA DOWN PAYMENT ASSISTANCE, LOTS, LAND, CONSTRUCTION, FHA & CONVENTIONAL AVAILABLE IN CUYAMACA WOODS. REFEPJENCES AVAI LABLE MORTGAGE LENDER Mike McIntosh BACK COUNTRY SPECIALIST '- NMLS#: 226000 K  " 619-561-6241 FAX: 61%749-3667 " CELL: 619-3i&7732 EMAIL: MMC 1 NTO S H @AME Rl FI,hff.U S | AMERIFIRST FINANCIAL. INC | l 6370 LUSK BLVD, F209 l I sAN DIEGO, CA 92121 lLicensed by the Department of Corporations under the I I CaliforniaResidentialMortgageLendingAct813-G'96 1 up a retirement plan for your business. But for many women business owners (and male owners, too), the perceived cost of setting up and running a retiremen [ plan has been an obstacle. However, the retirement plan,, market .has opened up .... considerably for small business owners over the past several years, so you might be surprised at the ease and inexpensiveness of administering a quality plan that can help you build resources for your own retirement -- and help you attract and retain good employees. With the help of a financial professional, you can consider some of the myriad of plans that may be available to you: Owner-only 401(k) -- This plan, which is also known as an individual 401(k), is available to self-employed individuals and business owners with no full-time employees other than themselves or a spouse. You may even be able to choose a Ruth option for your 401(k), which allows you to make after-tax contributions that can grow tax-free. SEP IRA -- If you have just a few employees or are self- employed with no employees, you may want to consider a SEP IRA. You'll fund the plan with tax- deductible contributions, and you must cover all eligible employees. Solo defined benefit plan -- Pension plans, also known as defined benefit plans, are still around -- and you can set one . up for yourself if you are s.elf- employed or own your own business. This plan has high contribution limits, which are determined by an actuarial calculation, and as is the case with other retirement plans, your contributions are typically tax- deductible. SIMPLE IRA -- A SIMPLE IRA, as its name suggests, is easy to set up and maintain, and it can be a good plan if your business has fewer than 10 employees. Still, while a SIMPLE IRA may be advantageous for your employees, it's less generous to you, as far as allowable contributions, than an owner-only 401(k), a SEP IRA or a defined benefit plan. As a business owner, you spend a lot of time thinking about what needs to be done today, but you don't want to forget about tomorrow -- so consider putting a retirement plan to work for you soon. Music on the Mountain Shawn Rohlf At The Libraq continued from page 1 up camp in places like Santa Cruz and San FrancisCo, performing and recording solo and in bands ranging from industrial and punk to folk and bluegrass. The next move was a one,way plane ticket to Amsterdam, where he lived for two years performing in the pubs, coffee shops, clubs and on the streets "busking" all over Europe. Nowadays he works out of San Diego as a musician, actor, producer and teacher of guitar, banjo, bass and mandolin. His Americana band, Shawn Rohlf and the Buskers, has received critical acclaim and several nominations in the San Diego Music Awards, winning "Best Americana Band" in 2004. The Buskers were featured in a three-month run of the Lamb's Players Theater's production of "Cotton Patch Gospel," the final musical works of Harry Chapin. On stage, Rohlf has performed with artists such as Steve Poltz, Tim Flannery, Eve Sells, Berkley Hart, Gregory Page, Sara Petite, Siobhan O'Brien, Billy Midnight and more. In the studio, Shawn is credited for playing on many recordings of various artists, including those of multi-Tony Award and Grammy winning Des McAnuff. (The Who's Tommy, Jersey Boys), "The Collected Works of Billy The Kid." In musical theater, Shawn has worked as an actor, musician, singer, musical director and composer, and has been involved with La Julia Stage Company, Don Powell Theater, UCSD Cabaret Production, Teatro Mascara Magica, and many collaborations with Lamb's Players Theater. Don't miss Shawn Rohlf with his very original sound! Join us at the Julian Library at 1850 Highway 78 on Tuesday, October 4, at 6:00 pm. For more information, please call the library at 760-765-0370. September 28, 2011 An Old Trucker Downshifts The time came for Fred to finally turn in his commercial license for just a regular drivers license. It was a hard thing for him to accept that his trucking days were over. I drove him to the DMV in my new car and he faced the renewal ordeal with all the grit he had used for years to navigate his eighteen wheeler through rush hour traffic. First was the vision test. he did pretty good on that. Then the written test. He did very good on that. Then it was out to the vehicle for a test ride. He rarely drove my car and had only a vague idea what the various knobs were for. I hadn't even thought to go over that with him. It never occurred to us that it might be important. The lady examiner stood outside the door and said, "Turn on the lights". He fumbled around on the left side of the steering wheel and by luck found them. Then, "Turn on the signals", that too, with a small amount of fiddling he accomplished. Then she asked him to turn on the defrosters. He peered at all the knobs, and then pointed in the direction of the heater controls and told her it was someplace around there. "This is my wife's car and I'm unfamiliar with the accessory control locations." He confessed and squaring his shoulders added, "1 usually drive my truck." Did he know where the four-way blinkers were? He didn't even try. Then she asked him to set the emergency brakes. He confidently shoved his left foot down where the brakes are on his truck and realized that he had messed up again: However he quickly recovered his cool and pulled up the handle. Finally she gave up and walked around to the other side of the car to get in and get down to the real reason he was here. To prove he could drive a four wheeler every bit as good as he had driven his Semi. She tried to open the door. It was locked and he tied to unlock it for her. He couldn't find the door lock. He pushed and pulled every button on the door to no avail. Finally she walked back around to his side, reached in, and pushed the correct button and then walked back around to the passenger side. He aced the test and she wrote on his paper "A great job". I suspect - she was a little surprised and a lot relived that the main event went better than the preliminaries! 4.89 acres in Julian with views of Ocean. Has telephone, house plans sold with lot and comers marked. $99,000 Judy Raines 760-604-1946 DRE #01350842 Veronica Clark 760-803-3582 DRE #01092197 Experienced ln All Aspects of Real Estate