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The Julian News
Julian , California
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October 5, 2011     The Julian News
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October 5, 2011
 

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] 8 The Julian News October 5, 2011 Paul Bicanic Owner/Broker Active 30 years full time lulian Real Estate www.AlRE.com 760.765.2878 1 760.484.7793 2002 Manufactured Home in Golden Nugget Park. 2 Bedroom, 2 Bath, 1644 .s.f. + Bonus Room (Could be 3rd Bedroom), Wood Burning Fireplace. Fenced yard. Two (2) Decks. View of Meadow, Pinesl Oaks. Walk to Town. $495 Space rental - Trash Water, SDG&E extra. $130,000 1 ACRE - High Desert, Shelter Valley, Terraced building site, Flat and usable - $33,000. 1 ACRE - Seller will provide County Approved septic layout - $.50,000. 1.19 ACRES - Recently surveyed, Nice building site with existing septic system, all utilities available, Harrison Park- $110,000. 2.5 ACRES - Fabulous View and Privacy - $59,000. 2.5 ACRES - View from Coronados to Catalina, Driveway and pad roughed in, Water meter, Seller is motivated to negotiate All CASH Offer - $85,000. 2.5 ACRES - Water meter, County Approved 3BR septic layout, Great view, Approved house plans - $110,000. 2.5 ACRES - Paved roads, Underground utilities, Approved for 3BR,Large Oaks - $150,000. 2.5 ACRES - Gorgeous Wy nola Estates Parcel, Seller will provide County Approved 3BR septic layout. Cedars, Oaks, Manzanita - $158,000. 2.5 ACRES -Approved septic layout, grading plans, building plans, water meter, all utilities, Big oaks, Paved road - $219,000. 2.63 ACRES - Very private with rural views, Seller will provide Approved County septic layout. $135,000. 2.77 ACRES - Remote, Private Parcel With 3 Bedroom septic, Water meter;" telephone, Concrete driveway, Lots of usable space. - $109.000. NEW 2.97 ACRES - Unobstructed view property, From Mt Palomar to the Salton Sea, Water meter, County Approved for 3BR residence, All utilities + Cable - $199,000. 8 ACRES - Driveway and pad roughed in, County Approved for 3 BR,Terraced for orchard, Area for Pond, Huge Pine Tree, Oaks, Manzanita, View from Mt Palomar to Ranchita - $299,000. 10.65 ACRES - Large parcel with well, water storage tank, electric, phone, 3 bedroom septic systel driveway and pad. Gorgeous Views and privacy, seller will finance. $169,000. NEW 13 ACRES - Very nice large usable undeveloped parcel. 600 feet of highway frontage. Varied terrain - from level to rolling to sloping. Good ranch property. - $60,000. NEW Financial Focus Edward Jones MAKING SENS~E OF INVESTING Your Finances 850 Main St#104 Rarnona[CA 92065 l (760) 789-2804 __C Wavs Yvonne P. Catton sl p away, does he? Actually, you might be surprised: At A few years ago, the National least $32 billion, and possibly Association of Professional much more, of "lost" property Organizers designated the (savings, investments, retirement first week of October as Get accounts and so on) are in the Organized Week. And while custody of state treasurers you may have misplaced your and other agencies, according notification of this event, it's to the National Association nonetheless a good time to see of Unclaimed Property just how organized you are in the Administrators. important areas of your life -- How do people misplace these such as your finances, funds? They might move from a You can organizeyourfinances town and forget to close a bank in two basic ways: by keeping account. Or they might leave track of where your various a job and not realize they've accounts are located and by left behind money in a 401(k). consolidating your assets. Let's However they do it, it happens-- look at both these areas, but you don't want it to happen To begin with, you might think to you. it's no big deal to keep track of Fortunately, it's not hard your financial accounts. After all, to keep tabs on your various no one lets these accounts just accounts -- you just need to LUERS & DYER, CPAs, CERTIFIED PUBLIC ACCOUNTANTS lncotne Tax attd Accounting Full Service Firm Accounting and financial statements Tax planning and preparation Rebecca I,l~S, CPA Maslers I)grt~e m I~b\ali*~t~ Personal attention to your special needs Wynola Cemcr i367 Hwy. 78, Suite 112 P,O, lk~x 193:t Julian, CA 92036 Tel: 760 765-0343 Fax; 760 765-0150 Email: rebecca@luerscpa.com I-A O J, Attorney-At-Law Real Estate, Estate Planning, Business and Water Law (619) 696-9916 1901 First Avenue, Suite 110 San Diego, CA. Yvonne P Catton Financial Advisor 850 Main St #104 Ramona, CA 92065 760-789-2804 www.edwardjones.com EdwardJones MAKING SENSE OF INVESTING LOG HOME? NEED FINANCING, REFI ? I SPECIALIZE IN LOG HOMES, DOME HOMES AND BACK COUNTRY CUSTOM MORTGAGES, FHA, V/L CONVENTIONAL, MANUFACTURED, MODULAR CALHFA DOWN PAYMENT ASSISTANCE, LOTS, LAND, CONSTRUCTION, FHA & CONVENTIONAL AVAILABLE IN CUYAMACA WOODS. REFERENCES AVAILABLE MORTGAGE LENDER Mike MeIntosh BACK COUNTRY SPECIALIST NMLS#: 226000 61%561-6241 FAX: 619-749-3667 CELL: 619-~316-7732 EMAI E: MMCINTOSH@AMEI AMER1F1RST FINANCIAL. INC | 6370 LUSK BLVD, F209 | SAN DIEGO, CA 92121 ~ID| Licensed by the Department of Corporations under the ~_ !1 make a list. Where do you keep your checking and savings accounts? Where are your investments held? Do you have a retirementp anl with.your urret l employeL?3-1ow about any retirement plans with former employers? If you have Individual Retirement Accounts (IRAs), do you keep them with multiple providers? By answenng these questions, you can develop a comprehensive list of what you own and where it's located. Of course, it's a good idea to update this list periodically -- at least once a year -- to reflect any changes in your ownership. Knowing what you have will be helpful to you in evaluating your financial situation today. But if you want to help yourself make progress toward your goals for tomorrow, you'll also want to consider another organizational technique: consolidating your assets. Specifically, if you have some stocks here, a couple of certificates of deposits (CDs) there and some IRAs at still another place, you might consider consolidating them with one financial services provider. With ; all your investments in one place, you can possibly reduce the fees and paperwork associaterd with maintaining your accounts. And when you eventually start taking withdrawals from your IRA and 401(k), you may find it easier to calculate these required distributions if they're coming from just one Ibrovider, rather than multiple sources. But most importantly, when you consolidate your investments with one provider, you'll find it easier to follow a single, unified investment strategy. A qualified financial advisor can look at all your assets and determine if you've got redundancies in your holdings and if you need to increase your diversification. (Keep in mind, though, that diversification, by itself, can't guarantee a profit or protect against loss.) Furthermore, once a financial advisor knows your situation, he or she can recommend strategies that are appropriate for your objectives, risk tolerance and time horizon. Get Organized Week lasts only seven days. But by using this time to begin organizing your finances, you could see benefits for years to come. Letters continued from page 2 Every 15 minutes in this country another person is hit, injured or killed by a drunk driver. Dear Family and Friends of lan Kinney, Be a Walker & help us help .... ".MADD save precious life. We formed team, 'lan Kinney's Family and Friends' & walked the " walk to end drunk driving for the 1st time in September 2008...two months after our 19 year old son, lan Kinney was tragically killed - by a drunk driver. At ,this year's walk with your help, we hope to raise $1500 for MADD's crusade to eradicate these 100 % preventable n juries & deaths. The money we raise helps heighten awareness of the life and death realities of drunk driving'. To join our log on to: www.w alklikemadd .org/ sand,ego Select: 'Join a Team' or 'Donate Now'. Type team name: 'lan Kinney's Family and Friends' & follow the prompts. Walk with us in a show of solidarity for the memory of lan & all victims. Look to the web site for more information about becoming a Walker ~ Virtual Walker ~ Walker Youth 'Walk Like MADD San Diego' Saturday, October 8, 2011. Registration: 8:30am, 5K walk begins at 9:30am. 2455 Cushing Rd. NTC Park, Liberty Station north of The Lindberg Airport San Diego. We would like to thank all of you that have been involved and will be involved in 'Walk Like MADD San Diego' with your presence or donations. Your love and caring means the world to us! Thank You Debra and Scott Kinney If the wind will not serve, take to the oars. Latin Proverb /)! 514 Is Bald Beautiful I always admired a bald head on a man. Although I have been blessed or cursed With a variety of husbands, There isn't a bald one in the bunch. I always thought a bald man looked sexy Or intelligent, with so many brains that there Was no nourishment left for hair follicles. I longed to rub my hand over his smooth cranium, Wanted to polish it up to a high gloss. Sometimes if l was sitting behind such a specimen, I almost had to be restrained. But alas, now it is my head that is bare. And I have no lover to rub my head, And tell me how alluring he finds my noggin. I don't find my bald head sexy at all, Or intelligent looking as I did on the opposite sex. And when I catch my reflection in a mirror, I shudder with a start, it's so scary to see. This all must surely prove that I'm sexist, Politically incorrect and prejudiced. I bet none of you had a clue. Language is by its very nature a communal thing; that is, it expresses never the exact thing but a compromlse - that which is common to you, me and everybody. Thomas Ernest Hulme 4.89 acres in Julian with views of Ocean. Has telephone. house plans sold with lot and comers marked. $99,000 Judy Raines 760-604-1946 DRE #01350842 Veronica Clark 760-803-3582 DRE #01092197 Experienced In All Aspects of Real Estate i